Sure you can do that. But it looks ****. It looks totally half assed and the next issue would be "ubisoft doesnt even devote ressources in creating female characters, they just reskinned the male characters"
Vote with your wallets. I didnt buy a single Ubisoft game after their desastrous DRM and I still live well without their games.
Personally games without a character generator of some sorts are a big minus in my book. As I really hate the generic short hair wannabe gangster male look. Give me long hair and some make up already dammit...