Wolfshade
11-19-2012, 06:31 AM
When speeding, traditionally if caught you would then either been given a fine and points on your licence, or if the speed was signifcant enough you could be then charged with driving without due care and attention/dangerous driving which had larger fines, higher numbers of points with the ultimate sanction of loosing your licence.
With time it became normal that people would aquire a £60 fine and 3 points on the licence as a matter of course and this did not alter peoples attitude to driving. To try and curb such "lawlessness" instead of the fine and points the police would run a driver education course which was concerned with driver education, explaining the course of their actions what happened if they speed and what the effects on their lives would be. These were promoted as being the ideal option after being ran on a trial basis, with more and more opting to take these courses. One of the selling points for these were claims that attending such a course would not affect your insurance premium, unlike the points and fine.
However, now the tide is starting to turn. Admiral, an insurer, has now started to increase the renewal premiums for people who do attend these courses. Their argument is that attendees at these courses are people who are speeding and therefore should be treated as such, since their driving is going to be as dangerous as those who speed and elect not to take a course (or are inelligable).
The question is whether or not these speed awarness courses do rehabilitate people who speed, or are they taken to duck points. Is it fair that an insurance firm has now started to increase the premiums for those who attend these courses.
With time it became normal that people would aquire a £60 fine and 3 points on the licence as a matter of course and this did not alter peoples attitude to driving. To try and curb such "lawlessness" instead of the fine and points the police would run a driver education course which was concerned with driver education, explaining the course of their actions what happened if they speed and what the effects on their lives would be. These were promoted as being the ideal option after being ran on a trial basis, with more and more opting to take these courses. One of the selling points for these were claims that attending such a course would not affect your insurance premium, unlike the points and fine.
However, now the tide is starting to turn. Admiral, an insurer, has now started to increase the renewal premiums for people who do attend these courses. Their argument is that attendees at these courses are people who are speeding and therefore should be treated as such, since their driving is going to be as dangerous as those who speed and elect not to take a course (or are inelligable).
The question is whether or not these speed awarness courses do rehabilitate people who speed, or are they taken to duck points. Is it fair that an insurance firm has now started to increase the premiums for those who attend these courses.