Can you buy Forge World kits with out a credit card? any sugestions?

[Hunter]

So far getting FW kits off of Ebay has been hit and miss , you rarely find exactly what you want and when you do , i get out bidded or shipping costs are just abusive , not to mention those Russian online sellers look a tad suspect.

Admiringly i have gotten a couple of too good to be true deals witch ended up being bootlegs .

Well anyway so far i have been rejected for a credit card for lack of actual credit (don't ask) , do ordering from anywhere that doesn't take pay pal is out of the question .

So anybody have any recommendations on wear to go online ?
Am willing to pay retail as long as shipping renames reasonable , preferably with in Canada and north America .

I mostly need some Death Korps kits to finish up my guard army and some ARMAGEDDON PATTERN BASILISK and MEDUSA kits .

Note if someone is willing to part with theirs or can scratch build a conversion for a competitive price , am interested.

[Mr Mystery]

I have a Visa Debit card for my current account, and that works just fine.

[Hunter]

Am a tad limited conserning financial services.

[Hunter]

I have a Visa Debit card for my current account, and that works just fine.
hmmm how can i get one of thoes and what are the service charges ?

[Mr Mystery]

Mine just sort of comes with my account at the bank. No charges either.

You can only spend what's in your account. I dunno if these exist outside the UK to be honest.

[Psychosplodge]

I'm assuming Hunter isn't from the UK, as aren't debit cards pretty much universal for us?

I think at a push they might accept postal orders but you'd probably have to ring them and ask.

[Wildeybeast]

Yeah, I've got a feeling debit cards are a UK only thing. The Fw site does say they will accept cheques by post. The best thing is probably to contact them and see what they say.

[Roma89q]

Nah, they're not a UK only thing. I live in the US and I have a visa debit card, so does everyone I know...it just comes standard when you open an account.

[Deadlift]

You could get a pre-paid credit card, basically you add money to the account and then use it until it runs out, I have one for my daughter. It stops her going mental with my money online :)

[Psychosplodge]

Really?
I was led to believe banking in the US was somewhat archaic

[walrusman999]

I was led to believe banking in the US was somewhat archaic

We have had Visa Debit cards for at the least 10 years. Almost all banking can be done online now a days. The only people that still send out checks are those who don't think online banking is safe.

[Wildeybeast]

Nah, they're not a UK only thing. I live in the US and I have a visa debit card, so does everyone I know...it just comes standard when you open an account.

Fair enough. Though on closer inspection that does little to help Hunter as the FW website says it only takes debt cards from UK customers, everyone abroad has to sue credit cards.

[Psychosplodge]

You thought wrong. We have had Visa Debit cards for at the least 10 years. Almost all banking can be done online now a days. The only people that still send out checks are those who don't think online banking is safe.

At least a decade? :eek:
I thought nothing about it, to be fair the relevance of banking in the US to me has been little beyond you ****ing the worlds economy with your subprime lending, and our banking muppets buying the bad debt from you.
As I said "I'd been led to believe" and until someone pointed out otherwise here there was no reason for me to change those beliefs as I hadn't come into contact with a reason to...

[walrusman999]

I thought nothing about it, to be fair the relevance of banking in the US to me has been little beyond you ****ing the worlds economy with your subprime lending, and our banking muppets buying the bad debt from you.
As I said "I'd been led to believe" and until someone pointed out otherwise here there was no reason for me to change those beliefs as I hadn't come into contact with a reason to...

Psychosplodge I apologize for coming off a little strong mouthed, been having a bad day. But yeah I agree with you on the fact that the US economy is retarded and has affected the world economy in the wrong way. I try not to buy anything unless I can pay for it in cash. I use debit/credit for purchases I can't physically take with me never spending more than I have. I've often used the pre-paid cards to purchase online in an effort to curb frivolous spending. If only there were more US politicians who thought this way we wouldn't be where we are today.

[Psychosplodge]

No worries, I maybe reacted rather quickly :D
It's definitely a good philosophy. Everybody would probably be better off if they all excised restraint...

[walrusman999]

No worries, I maybe reacted rather quickly :D
It's definitely a good philosophy. Everybody would probably be better off if they all excised restraint...

I agree wholeheartedly, now we just need to drill the philosophy into Obama and Romney's heads. :p

[Psychosplodge]

And our useless lot as well...

[Roma89q]

Fair enough. Though on closer inspection that does little to help Hunter as the FW website says it only takes debt cards from UK customers, everyone abroad has to sue credit cards.

Although a debit card isn't a credit card, you can use it as a credit card...or atleast use the debit card to make a credit purchase. I did this the last time i ordered form forgeworld, when I bought my two autocannons for my gk dreadnought I treated my debit card as a credit card, no hassles from it.

[Wolfshade]

Can you not order and pay for it in your local GW store?

[wittdooley]

At least a decade? :eek:
I thought nothing about it, to be fair the relevance of banking in the US to me has been little beyond you ****ing the worlds economy with your subprime lending, and our banking muppets buying the bad debt from you.
As I said "I'd been led to believe" and until someone pointed out otherwise here there was no reason for me to change those beliefs as I hadn't come into contact with a reason to...

While plenty of irresponsible lending went on during the subprime mortgage crisis, much of it was initiated and encouraged by the Clinton White House, and no one makes a borrower take a loan they're not sure they can afford. For every "irresponsible" loan that was given, there was at least one irresponsible borrower attached to it.

Please, lets not completely remove any accountability from the folks that decided to become house poor and couldn't make their payments when rates adjusted.

And yes, I've had a debit card for all of my adult life, so at least 10 years. I don't quite get why you'd have though banking in the US was archaic?

[wittdooley]

Psychosplodge I apologize for coming off a little strong mouthed, been having a bad day. But yeah I agree with you on the fact that the US economy is retarded and has affected the world economy in the wrong way. I try not to buy anything unless I can pay for it in cash. I use debit/credit for purchases I can't physically take with me never spending more than I have. I've often used the pre-paid cards to purchase online in an effort to curb frivolous spending. If only there were more US politicians who thought this way we wouldn't be where we are today.

Or.... you could simply practice unenforced self-restraint. There's no difference in using a debit card and cash; I very rarely have cash with me and, quite frankly, find it a burden when I have to carry it. I simply balance my checkbook online and make sure I'm aware how much I have in my accounts. While I understand your logic behing getting only pre-paid cards, there are plenty of folks that don't need them to create an artificial enforcement of self-restraint on their spending. If only there were more US citizens that thought that way we wouldn't be where we are today.

[walrusman999]

Or.... you could simply practice unenforced self-restraint. There's no difference in using a debit card and cash; I very rarely have cash with me and, quite frankly, find it a burden when I have to carry it. I simply balance my checkbook online and make sure I'm aware how much I have in my accounts. While I understand your logic behing getting only pre-paid cards, there are plenty of folks that don't need them to create an artificial enforcement of self-restraint on their spending. If only there were more US citizens that thought that way we wouldn't be where we are today.

I buy pre-paid cards not only so I can't overspend online, it provides a security measure against online fraud and identity theft. If someone were to acquire my card number there might only be 50$ on it instead of gaining access to all my savings in my bank account. I am going to school for Information technology so I have a small idea about how easy it is to acquire and steal someones card number. And I have friends who have been on the receiving end of identity theft and needless to say, but it is not something someone really wants to try out. I'll just stick to going to my local GW store and purchasing the models I need in cash.

[Hunter]

thank you for awsering .

first off there are no local GW stores in my aria .
I have looked at pre payed credit card but the fees where just outrageous , am not that despret to order from FW .

What i was wondering if there where any reputable online vendors that hold FW products , that or work out something with my bank conserning a credit card.

btw we have an exultant debit card service in Canada but it's not sported for online purchases.

[Psychosplodge]

I don't quite get why you'd have though banking in the US was archaic?

I imagine it's something I've read/seen on tv, can't think of any other reason.

[OrksOrksOrks]

thank you for awsering .

first off there are no local GW stores in my aria .
I have looked at pre payed credit card but the fees where just outrageous , am not that despret to order from FW .

What i was wondering if there where any reputable online vendors that hold FW products , that or work out something with my bank conserning a credit card.

btw we have an exultant debit card service in Canada but it's not sported for online purchases.


Perhaps if your credit is so bad that you can't get a credit card, you might want to consider not blowing a ton of money on resin models?

[Chris*ta]

No worries, I maybe reacted rather quickly :D
It's definitely a good philosophy. Everybody would probably be better off if they all excised restraint...

Best. Malapropism. Ever!

[Psychosplodge]

lol
So it wasn't too subtle?

[Chris*ta]

lol
So it wasn't too subtle?

No, I got it at least. :D

Also, I worked out why people think America's banking is backward:
They still have paychecks, whereas I think the rest of the civilised world has worked out that employers can deposit the money directly into your bank account ...

[Psychosplodge]

I suppose that could be be the sort of thing that would qualify...

[Hunter]

Perhaps if your credit is so bad that you can't get a credit card, you might want to consider not blowing a ton of money on resin models?

I don't have bad credit , i have zero credit ^^ , with out anybody willing to sing for me well am at the mercy of the acceptance process , but it seems that FW does take direct bank transfers For orders over 300 pounds , thas about 480 Can , more that i was willing to spend in one shot but well with in my budget .
Am going to look in to that with the parties involved but considering winter is coming , i may just wait until early spring to make an order , meanwhile am going to try again for a card.

[Chris*ta]

I don't have bad credit , i have zero credit ^^ , with out anybody willing to sing for me well am at the mercy of the acceptance process , but it seems that FW does take direct bank transfers For orders over 300 pounds , thas about 480 Can , more that i was willing to spend in one shot but well with in my budget .
Am going to look in to that with the parties involved but considering winter is coming , i may just wait until early spring to make an order , meanwhile am going to try again for a card.

So, you don't think the package'd get through before the harsh Canadian winter sets in? :rolleyes:

[Hunter]

So, you don't think the package'd get through before the harsh Canadian winter sets in? :rolleyes:
not exactly , with winter in , i can't relay open the windows to let out all the glue and fixer fumes out or prime outdoors , usually i start assembly/conversions work in the spring , summer mounts are a tad unpredictable , from too hot to glue or prime to crazy weather , i get a window to work during the fall and i usually paint all winter .

Anyway with this modeling season coming to a close , it gives me time to look in to other options , like getting that credit card .

[Daemonette666]

Fair enough. Though on closer inspection that does little to help Hunter as the FW website says it only takes debt cards from UK customers, everyone abroad has to sue credit cards.

I ordered 5 separate orders totaling around 3400 pounds sterling for myself and 4 friends 2 months ago after I got my tax refund back. I broke the order down so as to avoid the Australian import tax and still get free postage. I used an Australian Defence Credit Union Visa Debit card for all 5 transactions. All the payments went through, and I had no problems from Forge World for that series of orders or the numerous orders I have made in the past.

[White Tiger88]

I ordered 5 separate orders totaling around 3400 pounds sterling for myself and 4 friends 2 months ago after I got my tax refund back. I broke the order down so as to avoid the Australian import tax. I used an Australian Defence Credit Union Visa Debit card for all 5 transactions. All the payments went through, and I had no problems from Forge World for that series of orders or the numerous orders I have made in the past.

Visa Debt still counts as a Visa card, most Debits card are however not credit as well (They are separate for most Canadians and Americans) So all in all here are the ways to pay Forge World direct from there FAQ

Q2. WHAT PAYMENT METHODS DO YOU ACCEPT?
A2. If you're ordering from outside the UK we can only accept Visa and Mastercard credit card payments, but if you're a UK customer we can also accept Maestro and Visa debit cards. You can send an order to us by post enclosing a cheque made payable to Games Workshop Ltd to cover payment, and if your order is over £300 in value we can also accept a direct bank transfer. For more details on this payment method please contact the Customer Service team.

[Chris*ta]

not exactly , with winter in , i can't relay open the windows to let out all the glue and fixer fumes out or prime outdoors , usually i start assembly/conversions work in the spring , summer mounts are a tad unpredictable , from too hot to glue or prime to crazy weather , i get a window to work during the fall and i usually paint all winter .

Anyway with this modeling season coming to a close , it gives me time to look in to other options , like getting that credit card .

Gee, I was joking :(

I guess, I'm used to mild weather the year round. Only downside is you can't go out in the middle of the day in summer :(

[Hunter]

I ordered 5 separate orders totaling around 3400 pounds sterling for myself and 4 friends 2 months ago after I got my tax refund back. I broke the order down so as to avoid the Australian import tax and still get free postage. I used an Australian Defence Credit Union Visa Debit card for all 5 transactions. All the payments went through, and I had no problems from Forge World for that series of orders or the numerous orders I have made in the past.

thas actually something to think about , spend £250 and you get upgraded to free express shipping , that is a considerable savings

[Chris*ta]

thas actually something to think about , spend £250 and you get upgraded to free express shipping , that is a considerable savings

In Australia, that's around where DKoK reaches only slightly more expensive than plastic Cadians. And buying GW plastic kits is cheaper :(

[Daemonette666]

Visa Debt still counts as a Visa card, most Debits card are however not credit as well (They are separate for most Canadians and Americans) So all in all here are the ways to pay Forge World direct from there FAQ

Q2. WHAT PAYMENT METHODS DO YOU ACCEPT?
A2. If you're ordering from outside the UK we can only accept Visa and Mastercard credit card payments, but if you're a UK customer we can also accept Maestro and Visa debit cards. You can send an order to us by post enclosing a cheque made payable to Games Workshop Ltd to cover payment, and if your order is over £300 in value we can also accept a direct bank transfer. For more details on this payment method please contact the Customer Service team.

That is strange that in the USA and Canada the Visa Debit Cards are not treated like credit cards for online transactions. I have not come across that before. In Australia, the Debit card was introduced with the intent to curb credit card debt. We have allowed them to be used as credit cards online, but you do not spend money you do not have. The vendor just charges your card using the credit option.

When I go to the store (Eftpos) or take money from the teller machine I have the option for Credit, Cheque or Savings. Each allows me to enter a pin, although the cheque and credit options allows for a signature for Eftpos transactions.

Maybe I was able to use my debit card for my Forge World orders because Australia uses the debit cards as a pseudo credit card!

[Chris*ta]

Is this another way tha America's banking is archaic, then?

[White Tiger88]

Is this another way tha America's banking is archaic, then?

No its simply forgeworlds accepted payment methods. They could take pay-pal but they don't.

[Hunter]

No its simply forgeworlds accepted payment methods. They could take pay-pal but they don't.

I just looked in to it , my debit service does support Ecommerce but not by FW , but i may Email them directly to ask if they can take a direct paypal payment.

[rbgm01]

So far getting FW kits off of Ebay has been hit and miss , you rarely find exactly what you want and when you do , i get out bidded or shipping costs are just abusive , not to mention those Russian online sellers look a tad suspect.

Admiringly i have gotten a couple of too good to be true deals witch ended up being bootlegs .

Well anyway so far i have been rejected for a credit card for lack of actual credit (don't ask) , do ordering from anywhere that doesn't take pay pal is out of the question .

So anybody have any recommendations on wear to go online ?
Am willing to pay retail as long as shipping renames reasonable , preferably with in Canada and north America .

I mostly need some Death Korps kits to finish up my guard army and some ARMAGEDDON PATTERN BASILISK and MEDUSA kits .

Note if someone is willing to part with theirs or can scratch build a conversion for a competitive price , am interested.

I have some DKOK at home I know I have that huge mortar and some troops i think I have the platton command, also I have a paypal account , and willing to give you a quote on the shipping cus i have been decisdin on selling them shoot me a email to [email protected] so i can send you pictures of what i have and we can talk there aboout shipping

[Defenestratus]

At least a decade? :eek:
I thought nothing about it, to be fair the relevance of banking in the US to me has been little beyond you ****ing the worlds economy with your subprime lending, and our banking muppets buying the bad debt from you.
As I said "I'd been led to believe" and until someone pointed out otherwise here there was no reason for me to change those beliefs as I hadn't come into contact with a reason to...

I guess it will blow your mind that over here in Dinosaurville USA, I can pay for my cup of joe at Starbucks just by tapping my phone to the register POS terminal.

I can take a picture of a check sitting on my table, and it will deposit it into my bank account automatically.

All of my "debit cards" are actually Visa/Mastercard branded so that they work as credit cards (no PIN required).

I can send money to my friend via 3 different payment methods just by tapping our phones together.

[Defenestratus]

I just looked in to it , my debit service does support Ecommerce but not by FW , but i may Email them directly to ask if they can take a direct paypal payment.

Seriously, I don't know how you live these days without a check/debit card attached to your checking account.

I can understand not having a credit card, but having a check card should be criminal.

I haven't written a physical check in about 5 years now. Hell I don't even carry cash around for at least the last 5. Even the food trucks on the corner take plastic now.

[Psychosplodge]

I can take a picture of a check sitting on my table, and it will deposit it into my bank account automatically.


That's actually quite amazing.

[Defenestratus]

That's actually quite amazing.

Not really when your realize that checks are nothing but notes representing an account and numbers on a piece of paper are just as good as numbers in cyberspace. Of course I'm sure there are plenty of failsafe/fraud checks built into the system and inevitably a set of human eyes have to look at it to make sure that the check is signed....

Taking a picture of one is the same thing that the grocery stores do when they run it through their little readers to instantaneously know if you're writing a good check or not.

[Psychosplodge]

Little readers?
I know when I worked retail all running a check through the machine did was print the guarantee card details on it that you'd otherwise have to write out by hand...

[Deadlift]

I guess it will blow your mind that over here in Dinosaurville USA, I can pay for my cup of joe at Starbucks just by tapping my phone to the register POS terminal.

I can take a picture of a check sitting on my table, and it will deposit it into my bank account automatically.

All of my "debit cards" are actually Visa/Mastercard branded so that they work as credit cards (no PIN required).

I can send money to my friend via 3 different payment methods just by tapping our phones together.

Barclays Bank have payment machines here in the UK, you just wave you card at and the transactions done, I think it's anything under a certain amount though. I am a bit of a dinosaur though and still prefer to pay with cash.

[Wildeybeast]

I just looked in to it , my debit service does support Ecommerce but not by FW , but i may Email them directly to ask if they can take a direct paypal payment.

Contacting them really is the best way to find out exactly what they will and take. GW customer service is usually excellent, they should be able to clarify the situation pretty easily for you.

[Defenestratus]

Little readers?
I know when I worked retail all running a check through the machine did was print the guarantee card details on it that you'd otherwise have to write out by hand...

The grocery store I worked at in high school 17 years ago scanned the check and instantly looked up whether or not the account had sufficient funds in it.

Then we ran it through the "print the crap on the back" machine :P


Barclays Bank have payment machines here in the UK, you just wave you card at and the transactions done, I think it's anything under a certain amount though. I am a bit of a dinosaur though and still prefer to pay with cash.

MasterCard here has "speedpay" which is basically a NFC tag that you have on your keychain. When you want to pay for something you wave it in front of the reader. Not many people use them though because there's a certain cultural niche for the "swiping the plastic" over here in the US. Pity too because the same technology is the one that I was talking about with my phone. More stores need NFC payment terminals. As it is right now its a 50/50 shot as to whether or not I need to bring my wallet with me into the store.

[Psychosplodge]

well that's what the guarantee card was for, as the bank stands to it as long as it's below the amount printed on the card and then it's between them and the bank...your way sounds more like a debit card.

[wittdooley]

Seriously, I don't know how you live these days without a check/debit card attached to your checking account.

I can understand not having a credit card, but having a check card should be criminal.

I haven't written a physical check in about 5 years now. Hell I don't even carry cash around for at least the last 5. Even the food trucks on the corner take plastic now.

Yeah, this blows my mind as well.

Also....If you're an adult, how do you have no credit? Do you not pay any bills? This story is fascinating to me!

[Demonus]

Really?
I was led to believe banking in the US was somewhat archaic


Hang on there sonny. Just because we kicked your arse in WWII doesnt mean you have to attack our banking industry!

[Psychosplodge]

Hang on there sonny. Just because we kicked your arse in WWII doesnt mean you have to attack our banking industry!

Well I suppose I could start on the Education system instead? :D